This ML supersedes in its entirety ML 1994-45, “HUD’s Nationwide Pre-Foreclosure
Sale (PFS) Procedure”. It also supersedes the section (pages 29-35) of ML
2000-05, “Loss Mitigation Program-Comprehensive Clarification of Policy and
Notice of Procedural Changes” that describes Pre-Foreclosure Sale
For more information on the FHA short sale program or FHA pre-foreclosure, visit one of the preceding websites. Also, FHA Mortgage Loans for purchasing preforeclosures at a discount in Florida.